Arleen spends nearly all her money on rent but is kicked out with her kids in Milwaukee's coldest winter for years. Doreen's home is so filthy her family call it 'the rat hole'. Lamar, a wheelchair-bound ex-soldier, tries to work his way out of debt for his boys. Scott, a nurse turned addict, lives in a gutted-out trailer. This is their world. And this is the twenty-first century: where fewer and fewer people can afford a simple roof over their head.